Health insurance typically covers a range of medical expenses related to hospitalization, including room charges, doctor's fees, diagnostic tests, medications, surgeries, and other treatments.
Coverage for Medical Expenses
Many health insurance policies offer cashless hospitalization facilities, where policyholders can avail treatment at network hospitals without paying cash upfront.
Cashless Hospitalization
Health insurance policies often provide access to a network of hospitals and healthcare providers.
Choice of Hospitals
In addition to covering hospitalization costs, health insurance may also provide coverage for pre-hospitalization expenses incurred before admission and post-hospitalization expenses incurred after discharge, up to a specified period.
Pre and Post Hospitalization Expenses
Health insurance policies may offer emergency medical assistance services, such as ambulance services and emergency evacuation, to ensure timely access to medical care during emergencies.
Emergency Medical Assistance
Health insurance provides financial protection by covering a portion or all of the medical expenses, depending on the policy coverage and limits.
Financial Protection
Knowing that you have health insurance coverage can provide peace of mind, knowing that you and your loved ones are financially protected in the event of a medical emergency or hospitalization.